Our variety of home loan products and our commitment to always putting our borrowers at the center of all we do.
Recommended for homebuyers with limited savings or low to moderate income, an FHA Loan offers a low down payment and flexible income, debt, and credit requirements. Applicants can also use gift funds to help with their down payment. Contact your local mortgage advisor to learn more about this benefit.
Recommended for qualified veterans, reservists, active service members and their spouses, a VA Loan requires no down payment and offers flexible income, debt, and credit requirements. VA Loans are also available to eligible first or second-time home buyers who have low to moderate income.
Recommended for homebuyers who need larger loan amounts, a jumbo loan offers mortgage amounts in excess of the conforming loan limit for a one-unit property. This loan features fixed or adjustable rate options.
Recommended for homebuyers who want to save money in the short term, an adjustable rate loan offers early term monthly payments, a variety of initial fixed rate options and the flexibility to move in a few years.
Designed for homeowners age 62 and older, a reverse mortgage can help you unlock the equity in your home or finance a new home purchase. We’re specialists in reverse mortgage financing and are dedicated to helping people learn more about this versatile financial instrument.
Our Foreign National Loan Program makes buying a home in the US easier for non-US citizens. While the guidelines on these loans are different than conventional, conforming or other federally insured loan programs, we have a loan program that can meet your needs.
At Sunset Home Mortgage & Financial Services, we are a team that works together to deliver the best mortgage experience – from the very beginning of the process to after the closing. We treat our clients, affiliates, referral sources, and each other with the utmost respect. Because of our values, ethics, and integrity, we are unparalleled in our industry. We stand out in our community because of our complete focus on quality and exceptional customer care.
Tools & Resources
Now that you’ve decided to take the first step toward purchasing or refinancing your home, it’s important to educate yourself on mortgage basics so you can make the best possible decision for your unique needs and financial situation.
Home loan pre-qualification helps you get a better idea of what size and type of mortgage you might qualify for in advance of submitting your actual mortgage application. With this information in hand, you can better plan and prepare financially for meeting your home ownership goals.